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For decades, it’s been a riddle in banking: how do you build a sustainable and profitable business serving low and middle-income consumers? Sixteen years ago, Chris Britt, then chief product officer at Green Dot, believed he’d discovered the answer—direct deposit of paychecks. <br/><br/>Green Dot was selling prepaid debit cards to cash-strapped Americans without traditional bank accounts, and Britt saw that customers who had their paychecks automatically deposited into their Green Dot accounts used the card to pay virtually all their expenses. With each debit card swipe, Green Dot pocketed part of the interchange fees–the 1% to 2% charge merchants pay to accept debit and credit cards.<br/><br/>“The people on direct deposit were clearly the whales of the business,” says Britt, 51, the cofounder and CEO of Chime, the nation’s largest digital-only bank with $1.5 billion in annualized revenue and seven million customers using its cards for $8 billion a month in transactions.<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/jeffkauflin/2024/05/03/exclusive-the-inside-story-of-chime-americas-biggest-digital-bank/?sh=4f40891cfb0d<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.

How Chime Became America's Biggest Digital Bank

⏲ 5:16 👁 845K

Dark Side of the Ring Season 5 Episode 9

Dark Side of the Ring Season 5 Episode 9

⏲ 44:19 👁 13.9M

Matt Pole is I'm joined by Brighton & Hove Albion writer Derren Howard, Crawley Town expert Mark Dunford, and Sam Morton, who covers both the Seagulls and the Reds.<br/>Brighton’s winless run continued as they were beaten 3-0 at Bournemouth on Sunday.<br/>We’ll pick over the bones of Albion’s latest defeat, and bring you some excellent news from Crawley Town.<br/>You can read all the stories we are talking about with videos and pictures online at SussexWorld.co.uk/sport, and you check out other great videos on ShotsTV.com and Freeview channel 276

Gull-Mouth Action podcast - episode 26 | Crawley Town march into the play-offs, Brighton prepare for Villa

⏲ 23:11 👁 35.2M

Dark Side of the Ring Season 5 Episode 9

Dark Side of the Ring Season 5 Episode 9

⏲ 44:19 👁 6.8M

Star Wars: The Acolyte | Official Trailer #2 | Lee Jung-jae, Carrie-Anne Moss, Dafne Keen | Disney+

⏲ 1:51 👁 3.2M

A bride whose late father was the Clemson Tiger mascot during his college days was surprised when the Tiger walked her down the aisle on her wedding day. Clemson holds a special place in the hearts of 29-year-old Brindley Faile Perrini's family, where her parents, Randy and Trellise, met during their studies. Between 1982 and 1984, Randy was also the university's famed Tiger mascot, which meant that Brindley, who graduated from Clemson, and her sister later became huge fans of the college, attending numerous mascot reunions with their dad as teenagers. Sadly for the family, though, Randy passed away from a heart attack in 2018 after 34 years of marriage, leaving Brindley with a hole to fill when walking down the aisle on her wedding day. Mom Trellise, 61, devised a plan to make things extra special. Having reached out to the Clemson, a committee discussed the idea Trellise had put forward: that the Clemson Tiger would walk Brindley down the aisle in her father's place. Brindley said that the Tiger had never fulfilled this duty, but after the committee approved the request, the wheels were set in motion. Ahead of her wedding at Alexander Homestead in Charlotte, North Carolina, Brindley felt bummed because a photo charm of her father had not arrived in time to add to her bouquet. This provided the perfect cover for the surprise, as while Brindley was having her bridal portraits taken on March 23, her mom said: 'I know you were upset that the photo charm didn’t come in, so I got you a little something to help you honor Dad.' A surprised Brindley did not know what to expect and started following her mother. Then, around the corner, came the Clemson Tiger, causing Brindley to go weak at the knees and scream in shock. With a smile beamed across her face, the 32-year-old, who lives in Mesa, Arizona, headed over to the mascot for a big hug.

Bride Whose Dad Was Clemson Tiger When He Met Her Mom Gets Surprised By The Mascot On Wedding Day | Happily TV

⏲ 1:0 👁 4.3M

Pop star Dua Lipa explains the meaning behind the title of her newly released album 'Radical Optimism,' the cover art, talks about why she decided to choose \

Dua Lipa On the Meaning of 'Radical Optimism' Album Title, Headlining Glastonbury & More | Billboard News

⏲ 9:31 👁 8.3M

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